No worries Neil, you're doing alright and I command you for doing it by the book!
What you cannot have here, and it does make sense, is multiple accounts on the same server so that you cannot reward yourself constantly by exchanging stuff.
You can though have different accounts on different servers and I'm sure on each servers, you'll find dedicated players and guilds willing to give a hand.
All the best in getting your bundle!
PS: I did take a 3 years break when level 50 used to be max level and MMA was the top top end general one could get and HLT the toughest adv of them all... No Excelsior, no COA's etc back then, which is why reaching that level used to be quite something to be proud of.
Game has evolved and you're doing very well indeed.
Just don't take a break similar to mine, as nobody knows what will happen to this game once Flash is removed from all browsers... But that's another topic